Application Description:
Make your banking easy: With Sparkasse on your smartphone or tablet, you can always and everywhere view your current account balance, send transfers and check incoming payments. Send with giropay | Kwitt money to friends and acquaintances or request it. * Let the app guide you to the nearest ATM or to a savings bank around the corner. Contact your Sparkasse advisor or block lost cards.
FUNCTIONS
• Set up any number of accounts at your Sparkasse and other banks.
• Send and receive money with giropay | Kwitt, up to € 30 usually without TAN *
• Share expenses with giropay | Kwitt Group *
• Stock market news, prices, foreign exchange *
• Account types: current account, fixed deposit, overnight money, savings, loan, LBS building society accounts
• Make transfers and standing orders
• Display of deposit balances and credit card transactions
• Service offers from your Sparkasse such as card blocking, notifications, opening times, appointments
• Account alarm clock via push message (only with Google account)
REQUIREMENTS
• The support of the app depends on your bank. Commerzbank, Targobank, BMW Bank, Volkswagen Bank, Santander Bank, Bank of Scotland and others are not supported.
• You need an account with a German savings bank or bank that has been activated for online banking (HBCI with PIN / TAN or FinTS with PIN / TAN)
• Supported TAN processes: iTAN, manual chipTAN, chipTAN comfort (optical), smartTAN +, sm @ rtTAN optic, one-step process, SecureTAN, pushTAN. Additionally on the tablet: smsTAN, mTAN
SECURITY
• Sparkasse communicates with the banks via tested interfaces and ensures secure data transfer in accordance with the German requirements for online banking
• All data is encrypted
• Access is protected by a password of your choice and optionally by fingerprint
• The autolock function automatically locks the app after a short period of time. If you lose your smartphone / tablet, your finances are as secure as possible
• The TÜV confirms these highest safety standards every year
HINTS
1) Time delays of one day are possible when updating the account
2) The PIN to be entered is not the personal identification number of your EC card. It is the PIN that you use for online banking on the Sparkasse or bank website
3) The use of individual functions can result in costs for the bank. Please inquire whether and to what extent these may be passed on to you
4) The background update for the app must be active for trouble-free operation
5) Required rights: Access to the contacts for giropay | Kwitt, camera access for photo transfer
6) Please send support requests directly from the app, preferably with a transmission log (not visible to third parties)
7) If your smartphone / tablet is rooted or if you are using a beta version of the operating system, Sparkasse cannot run on it. The important high security standards for the mobile banking offered by us cannot be guaranteed on manipulated end devices.
*) The money sending function giropay | Kwitt and other functions are only available if your institute supports them. Regulatory requirements generally provide for a TAN to be entered. Intelligent security systems at your Sparkasse enable your giropay | Kwitt transfers remain largely TAN-free.
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We take the protection of your data very seriously. It is regulated in the data protection guideline. By downloading and / or using the Sparkasse app, you accept the conditions of the end user license agreement of Star Finanz GmbH without restriction.
Data protection: https://cdn.starfinanz.de/index.php?id=datenschutz_android_sparkasse_de
Terms of use: https://cdn.starfinanz.de/index.php?id=icense-android
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